Officers

Bill Bradley
Chairman of the Board

Teri M. Reach
President and Chief Executive Officer

Alissa Easley
Vice President and Compliance Officer

Carol Childers
Vice President and Human Resources Director

Ken Murphy
Vice President and Loan Officer, Main Office

David Lacy
Vice President and Loan Officer/Branch Manager, Bemberg Office

Steve Foltz
Vice President and Loan Officer/Branch Manager, Sunset Office

Sam Crowder
Vice President and Senior Loan Officer, University Office

Paul Yoder
Loan Officer and Branch Manager, University Office

Kim Garrett
Vice President and Loan Officer/Branch Manager, Mountain City Office

Shirley G. Hughes
President & C.E.O.,
Elizabethton Federal Savings Bank (Retired)

Bill Bradley
Owner, Bradley’s Machine & Welding Co., Inc.

Ed Gibbons

Owner, Watauga Insurance, Inc.

Chuck Rich

Owner, Chuck Rich Properties