Personal Checking

  • The monthly service charge is waived on account owners who are age 50 and older
  • Competitive interest rate regardless of account balance
  • Low minimum opening balance requirement
  • No monthly service charge when balance maintained above $750
  • Free bank ATM access and usage
  • Unlimited check writing without additional fees
  • Choice of ATM or Debit Card at no cost
  • Free online banking

Money Market Checking

  • Higher interest rate than personal checking with some check writing restrictions
  • Free limited ATM or Debit Card access and usage

Debit Card
debit

Visa Debit Card Acceptance and Plus ATM locator

Report lost or stolen cards at 423-543-5050 or toll free at 1-800-528-2273

Passbook Savings

  • Low opening balance requirement
  • Interest rate is compounded daily
  • Unlimited withdrawal and deposit transactions

Statement Savings

  • Interest rate is compounded daily
  • Low opening balance requirement
  • Unlimited withdrawal and deposit transactions
  • Free ATM Card access and usage
  • Quarterly statements are provided

Christmas Club

  • Convenient savings method for holiday expenses
  • Interest rate is compounded daily
  • Low opening deposit requirement
  • No restrictions on deposits
  • Check is mailed to customer for account balance in Nov.
  • Account is renewable each year

Certificate of Deposit

  • Competitive interest rates on account terms from 91 days to 5 years
  • Interest rates are compounded daily on all accounts
  • Automatic term renewal at maturity

Individual Retirement Accounts

  • Traditional IRAs, Roth and Educational IRAs
  • Interest rates are compounded daily
  • Unlimited deposits (subject to IRS regulations) on our 18 month account
  • Various account terms available up to 5 years