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Mortgage Loans

  • Low interest rates and closing costs
  • Service Loans Inhouse
  • Competitive closing time
  • Superior service
  • Fixed and variable rate options
  • Short term construction financing
  • Long term construction permanent financing
  • Up to 100% financing (subject to restrictions)
  • Automatic loan payments from deposit account

Please contact one of the following Loan Officers for more information:

Sam Crowder – Johnson City, TN

Steve Foltz – Johnson City, TN

Kim Garrett – Mountain City, TN

Ken Murphy – Elizabethton, TN

David Lacy – Elizabethton, TN


Consumer Loans

  • Personal, auto, second mortgage, home improvement, and various other purpose loans
  • Monthly, quarterly, and maturity interest only loans
  • Installment loans

Home Equity Line of Credit (Checking)
The equity in your home can be a valuable asset to you. With an Elizabethton
Federal Line of Credit Checking account, you can access the amount you need
and do so when you need it by simply writing a check. You can use this account
for any purpose and the interest you pay may be income tax deductible.