CD/IRA Rates

  • Certificate of Deposit

    • Competitive interest rates on account terms from 91 days to 5 years
    • Automatic term renewal at maturity

    Deposit Rates

    6 Month CD - Rate: 0.400% | (APY)*: 0.40%

    Interest Rate

    0.400%

    Annual % Yield (APY)

    0.40%

    Minimum Opening Amount

    $2500.00

    Minimum Balance Requirement

    $2500.00

    12 Month CD - Rate: 1.000% | (APY)*: 1.01%

    Interest Rate

    1.000%

    Annual % Yield (APY)

    1.01%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

    18 Month CD - Rate: 1.000% | (APY)*: 1.01%

    Interest Rate

    1.000%

    Annual % Yield (APY)

    1.01%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

    24 Month CD - Rate: 1.125% | (APY)*: 1.13%

    Interest Rate

    1.125%

    Annual % Yield (APY)

    1.13%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

    30 Month CD - Rate: 1.125% | (APY)*: 1.13%

    Interest Rate

    1.125%

    Annual % Yield (APY)

    1.13%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

    48 Month CD - Rate: 1.250% | (APY)*: 1.26%

    Interest Rate

    1.250%

    Annual % Yield (APY)

    1.26%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

    60 Month CD - Rate: 1.250% | (APY)*: 1.26%

    Interest Rate

    1.250%

    Annual % Yield (APY)

    1.26%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

Interest rates are subject to change at any time without notice.

* Annual Percentage Yield

– Compounds daily on 1 year and longer term CD(s)

  • Individual Retirement Accounts

    • Unlimited deposits (subject to IRS regulations) on our 18 month account
    • Various account terms available up to 5 years

    Deposit Rates

    6 Month IRA - Rate: 0.400% | (APY)*: 0.40%

    Interest Rate

    0.400%

    Annual % Yield (APY)

    0.40%

    Minimum Opening Amount

    $2500.00

    Minimum Balance Requirement

    $2500.00

    12 Month IRA - Rate: 1.000% | (APY)*: 1.01%

    Interest Rate

    1.000%

    Annual % Yield (APY)

    1.01%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

    18 Month IRA - Rate: 1.000% | (APY)*: 1.01%

    Interest Rate

    1.000%

    Annual % Yield (APY)

    1.01%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

    24 Month IRA - Rate: 1.125% | (APY)*: 1.13%

    Interest Rate

    1.125%

    Annual % Yield (APY)

    1.13%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

    30 Month IRA - Rate: 1.125% | (APY)*: 1.13%

    Interest Rate

    1.125%

    Annual % Yield (APY)

    1.13%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

    48 Month IRA - Rate: 1.250% | (APY)*: 1.26%

    Interest Rate

    1.250%

    Annual % Yield (APY)

    1.26%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

    60 Month IRA - Rate: 1.250% | (APY)*: 1.26%

    Interest Rate

    1.250%

    Annual % Yield (APY)

    1.26%

    Minimum Opening Amount

    $500.00

    Minimum Balance Requirement

    $500.00

Interest rates are subject to change at any time without notice.

* Annual Percentage Yield

– Compounds daily on 1 year and longer term IRA(s)